Fintech App Development Company in India & USA

Partner with EngineerBabu, a leading fintech app development company, to develop innovative fintech solutions for banks, NBFCs, and fintech startups. With a proven track record in the US and India, we help brands launch apps that are built for the future of financial services.

AI ACCELERATOR TOP 20 STARTUPS 2024 AI ACCELERATOR TOP 20 STARTUPS 2024 Top 20 Indian Startups 2023 & 2024 Top 20 Indian Startups 2023 & 2024

Featured in Harvard’s Top 10 Tech Innovations Featured in Harvard’s Top 10 Tech Innovations 2025

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fintech app developers

Fintech Software Engineers

Security Engineer

Regulatory compliance, baked in

We build with the rules in mind from day one: PCI DSS, PSD2, GDPR, AML/KYC, CCPA, and Open Banking. You get audit-ready controls, clear checklists, and ongoing updates as regulations change.

PCI DSS
PSD2
GDPR
AML/KYC
CCPA
14+

Years of Experience

4.5

Clutch Reviews

300+

Projects & Clients

Case Studies

A Look at Our Development in Action

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Bank Open Neobank Platform

Bengaluru
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Google x EngineerBabu AI Based Hackthon Assessment

India
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Airbox E-commerce Marketplace

Singapore
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Chattisgargh PoliceSummons & Warrant Management

India
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Shule Direct Ed Tech Platform

East Africa
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Framebazaar E-commerce Platform

India
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LumiereB2B Healthcare Marketplace

Singapore
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BURQ Custom Logistics Platform

USA
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Supersourcing AI-Powered Hiring Platform

India
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Deviare Digital Training Platform

South Africa
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Delivr Delivery Management Platform

UAE
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Rx Agile Trainer-First Learning Platform

Bengaluru
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Nigerian Air Force Process Automation Platform

Africa
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Butterfly Social Discovery App

Switzerland
Services

Next-Gen Fintech App Development Services

From AI integration to Support and Maintenance, our custom fintech applications development covers the full spectrum of modern finance.

ui ux design for fintech apps

UI/UX Design for Fintech Apps

User trust often begins with design. Our fintech-focused UI/UX ensures every interface is clear, compliant, and user-friendly, helping customers navigate complex financial steps with ease.

 ai enabled fintech solutions

AI-enabled Fintech Solutions

Leverage AI to automate fraud detection, risk assessment, and customer insights. Future-ready fintech development services, designed for smarter, faster financial decisions.

cloud based fintech solutions

Cloud-based Fintech Solutions

Build scalable and secure cloud-powered fintech apps for global reach. Cloud Solutions for performance, data protection, and enterprise growth.

omnichannel fintech experiences

Omnichannel Fintech Experiences

Customers expect to start a transaction on one channel and finish it on another without friction. We create seamless omnichannel experiences that connect mobile, web, and in-branch into a unified journey.

custom fintech app development

Custom Fintech App Development Services

As a top fintech app development agency, we design and build fintech apps tailored to your business model, from payments to lending. ISO-compliant, NDA-backed, and trusted by global fintech innovators.

fintech app support and maintenance

Fintech App Support and Maintenance

Keep your fintech products secure and up-to-date with ongoing monitoring, bug fixes, and upgrades. 24/7 support that ensures zero downtime.

Honest feedbacks

Stories From Founders Who’ve Worked With Us

play mabel-anish
Harshit Thareja

Harshit Thareja Co-Founder

Singapore
play mabel-anish
bhavna

Anish AchuthanCEO & Co-Founder

Bengaluru
play bhavna-testimonial
bhavna

Bhavna GuptaIPS Officer

Chhattisgarh
play Danny
Danny

Danny SchwartzFounder & CEO

United States
play 4Thought_global
Adam

Adam Faanes CTO & Co-Founder

New York
play Andile Ngcaba
Andile Ngcaba

Andile NgcabaChairman & Founder

South Africa
play Lakshmikant Singh
Lakshmikant Singh

Lakshmikant SinghFounder & CEO

India
play Baxolile Mabinya
baxolile_mabinya

Baxolile Mabinya Co-Founder

South Africa
Focused Area

Fintech Expertise, Fully Compliant With Security Guidelines

As a trusted fintech app development company in India & USA, we bring deep industry knowledge to deliver reliable, compliant, and innovative solutions. Here are some of our key fintech expertise.

Banking App Development

Banking App Development

Elevate banking experiences through AI-powered financial insights, predictive cash flow tools, and instant loan approvals. Security is ensured with multi-factor authentication, PSD2 compliance, and end-to-end encryption to help banks earn long-term customer trust.

Financial Software Development

Financial Software Development

Cloud-native, compliance-ready fintech apps that integrate with ERP and core banking systems. Expect automated reporting, regulator-ready audit trails, and AI-driven forecasting, allowing financial enterprises to cut inefficiencies and scale confidently.

Payment App Development

Payment App Development

We design payment solutions that handle multi-currency transactions, QR-code payments, and peer-to-peer transfers. Enhanced by contactless checkout, blockchain security, and AI-based fraud detection, every transaction is fast, safe, and borderless.

Banking App Development

Banking App Development

Elevate banking experiences through AI-powered financial insights, predictive cash flow tools, and instant loan approvals. Security is ensured with multi-factor authentication, PSD2 compliance, and end-to-end encryption to help banks earn long-term customer trust.

Lending Software Development

Lending Software Development

We design payment solutions that handle multi-currency transactions, QR-code payments, and peer-to-peer transfers. Enhanced by contactless checkout, blockchain security, and AI-based fraud detection, every transaction is fast, safe, and borderless.

Investment Software Development

Investment Software Development

We design payment solutions that handle multi-currency transactions, QR-code payments, and peer-to-peer transfers. Enhanced by contactless checkout, blockchain security, and AI-based fraud detection, every transaction is fast, safe, and borderless.

Insurance Software Development

Insurance Software Development

Simplify insurance journeys with AI-enabled claim validation, instant policy issuance, and predictive risk scoring. Customers benefit from self-service portals, transparent tracking, and faster resolutions, all backed by GDPR, HIPAA, and IRDAI standards.

Our Development Process

Our Fintech App Development Process

A clear, structured process that ensures every project is delivered with innovation, compliance, and reliability, meeting both regulatory standards and business goals.

01

Requirement Gathering

Whether you need an MVP, UI/UX, complete product, AI integration, or a custom solution, we provide a dedicated fintech product manager to guide you.

02

Design & Planning

Depending on your needs, we assign the right mix of fintech developers, project managers, or a full dedicated team to bring your idea to life with complete development support.

03

Development & Testing

Using proven best practices in fintech app development services, we code, securely integrate APIs, rigorously test, and deliver ongoing maintenance and support.

Turn Ideas into Profitable FinTech Apps with EngineerBabu

Join 300+ global brands, including Bank Open, who scaled faster with EngineerBabu’s FinTech app development services. From MVPs to complete market ready apps, we have delivered solutions trusted by enterprises across India and the USA.

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Tech Stack

The Right Technology Behind Every Fintech Solution

We rely on modern frameworks, cloud platforms, and AI-driven tools to power custom fintech app development. This ensures your product delivers performance, security, and long-term scalability.

Frontend

Vue.js

React

Angular

Next.js

JavaScript

Backend

.Net

PHP

Java

Node.js

C++

Python

Cloud

Amazon Web Services

Microsoft Azure

Oracle

Google Cloud

AI/ML

Open AI

Gemini

Deep Seek

Partner with the Best Fintech App Development Company in India

EngineerBabu has powered fintech platforms across India and the USA with innovation and reliability. Your idea could be the next big success, we’ll help you make it real.

fintech app development
FAQ

Frequently Asked Questions

We bring domain expertise, security-first development, and proven delivery across 20+ fintech projects. Our team has worked with startups, enterprises, and Fortune 500s to build scalable, compliant, and user-centric apps.

We develop everything from mobile banking and lending apps to trading platforms, insurance software, and payment gateways. Each fintech solution is designed for compliance, speed, and seamless user experience.

We follow strict security protocols, use encryption standards like OAuth2.0 and tokenization, and build GDPR, PCI DSS, and ISO-compliant apps. Every product is NDA-backed to protect your IP. That is why we are among the top fintech app development company in the USA and India.

Yes. Our fintech mobile app development services include 24/7 monitoring, bug fixes, upgrades, and compliance updates to keep your product reliable and future-ready.

We’ve integrated payment gateways like Stripe, Razorpay, and PayPal, as well as core banking APIs and financial data providers like Plaid, ensuring smooth, secure transactions.

As one of the top fintech mobile app development company, our team can deliver a working MVP in as little as 8–12 weeks. This helps you validate the idea with real users before scaling.

You can choose between team augmentation, dedicated fintech development teams, or full project outsourcing, each designed for flexibility, scalability, and cost efficiency.