Lending Software Development Company
EngineerBabu is a lending software development company with 14+ years of experience, 300+ projects, strict NDA adherence, and flexible models. Trusted by YC-backed startups and global enterprises.
AI ACCELERATOR TOP 20 STARTUPS 2024
Top 20 Indian Startups 2023 & 2024
Featured in Harvard’s Top 10 Tech Innovations 2025
Fintech Software Engineers
Security Engineer
Regulatory compliance, baked in
We build Lending software with the rules in mind from day one: GDPR, PSD2, AML/KYC, CCPA, PCI DSS, and Open Banking. You get audit-ready controls and ongoing updates as regulations change.
Years of Experience
Clutch Reviews
Projects & Clients
Solving Complex Challenges with Precision
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Core Lending Software Development Services
As a custom lending software development company, EngineerBabu delivers tailored solutions designed to support enterprise-scale lending operations worldwide.
Loan Origination System Development
Our services include origination systems that streamline onboarding, credit checks, and document verification, helping lenders accelerate approvals while reducing manual errors and fraud risk.
Loan Management Software Development
We offer custom loan management software development that supports EMI tracking, loan restructuring, and repayment automation, giving full visibility and control across the lending lifecycle.
Underwriting Automation Systems
EngineerBabu develops intelligent underwriting systems that use rules and AI to assess creditworthiness based on financial data, improving decision accuracy and reducing processing time across all loan types.
CRM Integration for Lending Workflows
Our lending software development services include CRM integrations that centralize borrower data, automate communications, and track loan progress to improve efficiency and borrower engagement.
Compliance and Regulatory Reporting Tools
We develop audit-ready tools that help institutions meet global lending compliance requirements through automated reporting, activity logs, and secure data access controls for stakeholders and regulators.
Embedded Lending and API Integrations
EngineerBabu enables embedded lending experiences through custom APIs that integrate with banks, credit bureaus, and payment systems to deliver seamless loan services within your digital ecosystem.
Stories From Founders Who’ve Worked With Us
Harshit Thareja Co-Founder
Anish AchuthanCEO & Co-Founder
Bhavna GuptaIPS Officer
Danny SchwartzFounder & CEO
Adam Faanes CTO & Co-Founder
Andile NgcabaChairman & Founder
Lakshmikant SinghFounder & CEO
Baxolile Mabinya Co-Founder
Business Friendly Engagement Models
No two lending projects are alike. That’s why we offer three engagement models for lending software development in India, giving you control over team size, speed, and delivery style.
Team Augmentation
Hire fintech developers to extend your team with skilled experts. Gain flexibility and maintain control while accelerating delivery and accessing specialized fintech knowledge seamlessly.
Dedicated Fintech Development Teams
Perfect for startups, our dedicated fintech teams focus solely on your product. Benefit from agile collaboration, rapid development, and scalable solutions designed for early-stage growth.
Full Project Outsourcing
For enterprises, full project outsourcing entrusts EngineerBabu with end-to-end delivery. We handle complex requirements, ensuring timely launch and quality while you focus on core business.
Fintech Development Expertise Across Every Product Line
As a trusted fintech software development company, we deliver tailored fintech solutions built with modern technologies to drive innovation, efficiency, and growth across the entire financial services ecosystem.
Banking App Development
Deliver smarter banking with AI insights, predictive cash flow, and instant loan approvals. Secure transactions through multi-factor authentication, PSD2 compliance, and strong encryption, ensuring lasting customer trust.
Financial Software Development
Build cloud-native, compliance-focused financial applications integrated with ERP and core systems. Automate reporting, maintain regulator-friendly audit trails, and leverage AI forecasting to cut inefficiencies and support scalable growth.
Payment App Development
Create payment apps supporting multi-currency transfers, QR payments, and peer-to-peer transactions. Powered by blockchain security, contactless checkout, and AI fraud detection, every payment remains seamless, secure, and borderless.
Investment Software Development
Develop intelligent investment platforms with robo-advisory tools, live market data, and algorithmic trading. Advanced portfolio analytics and SEBI/SEC compliance give investors confidence in every data-driven decision.
Insurance Software Development
Streamline insurance with AI-assisted claims, instant policy issuance, and predictive risk scoring. Customers benefit from self-service portals, transparent claim tracking, and fast resolutions, built to meet GDPR, HIPAA, and IRDAI compliance.
Trading Platform Development
Design trading platforms featuring live market feeds, multi-asset capabilities, and algorithmic trading. Traders gain automation, AI-powered insights, and advanced risk management tools to execute strategies more effectively.
Step-by-Step Development Workflow
EngineerBabu follows a proven, transparent development process to ensure high-quality fintech software delivery, clear communication, and alignment with your business goals at every stage.
Discovery & Planning
We collaborate closely to understand your requirements, analyze workflows, and create a detailed project plan. This ensures clarity, feasibility, and a roadmap aligned with your lending business objectives.
Agile Development & Testing
Our engineers build your solution iteratively using agile methodologies. Continuous testing and feedback loops guarantee quality, flexibility, and timely delivery while adapting to evolving project needs.
Deployment & Support
We deploy the solution seamlessly and provide ongoing support. Continuous monitoring, maintenance, and updates ensure your lending software stays reliable, secure, and optimized for growth.
Your Trusted Partner for High-Impact Software Development
Work with a software development company that treats your product like its own. EngineerBabu’s expert teams, airtight NDAs, and flexible engagement models ensure smooth delivery every step of the way.
The Tech Behind Our Lending Software
At EngineerBabu, we leverage a modern and robust tech stack to build scalable, secure, and high-performance lending software solutions. Our lending software development services span across frontend, backend, databases, cloud platforms, and integration tools, ensuring your product is future-proof and adaptable.
Databases
PostgreSQL
MySQL
MongoDB
Redis
Cloud & DevOps
AWS
Microsoft Azure
Google Cloud Platform
Docker
Kubernetes
Jenkins
GitLab CI
APIs & Integration
RESTful APIs
GraphQL
OAuth
OpenID Connect
Payment Gateway Integrations
Security
JWT Authentication
SSL/TLS Encryption
Featured Insights and Resources
Work with a Software Development Company Trusted by 100+ brands
Join over 100 satisfied clients worldwide leveraging EngineerBabu’s flexible engagement models, strict NDA adherence, and expert teams for seamless lending software delivery.
