Payment App Development Company

EngineerBabu is a leading payment app development company having built PCI DSS and compliance-ready payment apps, from P2P transfers to UPI and wallets, for banks and fintechs like Paytm and BankOpen. Trusted for clean integrations, audit logs, and fast launch timelines.

AI ACCELERATOR TOP 20 STARTUPS 2024 AI ACCELERATOR TOP 20 STARTUPS 2024 Top 20 Indian Startups 2023 & 2024 Top 20 Indian Startups 2023 & 2024

Featured in Harvard’s Top 10 Tech Innovations Featured in Harvard’s Top 10 Tech Innovations 2025

mingcute ai
fintech app developers

Fintech Software Engineers

Security Engineer

Regulatory compliance, baked in

We build payment apps with the rules in mind from day one: GDPR, PCI DSS, PSD2, CCPA, Open Banking, and AML/KYC. You get audit-ready controls, and ongoing updates as regulations change.

PCI DSS
PSD2
GDPR
AML/KYC
CCPA
14+

Years of Experience

4.5

Clutch Reviews

300+

Projects & Clients

Case Studies

Driving Business Growth with Every App

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Services

Comprehensive Payment App Development Services

We deliver tailored payment app development solutions tailored to your business goals. As a leading payment app development company in India, we prioritize security, performance, and seamless user experiences.

Mobile Payment Applications

Mobile Payment Applications

We deliver mobile payment app development services in India enabling seamless transfers, wallet top-ups, and QR payments. Our apps ensure high transaction reliability and integration with leading financial networks.

User Experience & Platform Design

User Experience & Platform Design

Our payment app development services focus on creating intuitive interfaces and resilient backend systems for smooth user journeys and reliable payment flows.

Payment Gateway Integration

Payment Gateway Integration

We provide payment gateway development services that connect apps with UPI, banks, and processors, ensuring real-time processing, automated settlements, and risk management.

Security & Compliance Implementation

Security & Compliance Implementation

Mobile payment app development at EngineerBabu integrates PCI DSS, GDPR compliance, tokenization, and multi-factor authentication to safeguard every transaction.

Recurring Billing Automation

Recurring Billing Automation

Payment app development services include setting up automated billing, subscription management, and scheduled payments to reduce manual errors and improve revenue consistency.

Analytics & Fraud Detection Tools

Analytics & Fraud Detection Tools

Our payment gateway development services embed real-time analytics, behavior tracking, and AI-driven fraud detection to monitor and mitigate transactional risks efficiently.

Honest feedbacks

Stories From Founders Who’ve Worked With Us

play mabel-anish
Harshit Thareja

Harshit Thareja Co-Founder

Singapore
play mabel-anish
bhavna

Anish AchuthanCEO & Co-Founder

Bengaluru
play bhavna-testimonial
bhavna

Bhavna GuptaIPS Officer

Chhattisgarh
play Danny
Danny

Danny SchwartzFounder & CEO

United States
play 4Thought_global
Adam

Adam Faanes CTO & Co-Founder

New York
play Andile Ngcaba
Andile Ngcaba

Andile NgcabaChairman & Founder

South Africa
play Lakshmikant Singh
Lakshmikant Singh

Lakshmikant SinghFounder & CEO

India
play Baxolile Mabinya
baxolile_mabinya

Baxolile Mabinya Co-Founder

South Africa
Focused Area

Driving Digital Transformation Through Fintech Development

We deliver end-to-end fintech development services covering payments, lending, insurance, trading, and digital banking. Our solutions are built on modern technologies to enhance efficiency, accelerate innovation, and support sustainable growth across financial ecosystems.

Our Development Process

Payment App Development: Built to Scale

Our payment app development company follows a transparent, step-by-step process designed to deliver secure, efficient apps on time and within budget. Each phase focuses on collaboration, quality, and compliance.

01

Discovery & Planning

We start with stakeholder workshops to define regulatory needs, target users, and integration points to align the development plan with your business priorities.

02

Design & Development

We design intuitive payment flows and develop modular, secure apps integrated with payment gateways, UPI, KYC, and banking APIs for flawless transactions.

03

Testing & Deployment

Every feature is security audited, device tested, and validated before launch. We deploy with real-time monitoring to ensure reliable performance under scale.

Consult India’s Leading Payment App Development Team

With 14 years of expertise and over 300 successful projects, we’ve built reliable, high-performance solutions for leading fintech brands, including YC-backed startups and Paytm.

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Tech Stack

The Tech Backbone of Our Payment App Development

Being a leading payment app development company in India, we use a modern tech stack focused on reliability, security, and scalability. Our tools and frameworks ensure seamless, high-performance payment app development tailored to your business needs.

Programming Languages

Java

Kotlin

Swift

Dart

JavaScript

TypeScript

Frameworks & Libraries

React Native

Flutter

Angular

Spring Boot

Express.js

Backend Technologies

Node

Python (Django/Flask)

.NET Core

Databases

PostgreSQL

MongoDB

MySQL

Firebase

Cloud Platforms

AWS

Microsoft Azure

Google Cloud

Payment Gateways

Stripe

PayPal

Razorpay

Braintree

Security Standards

PCI DSS

AES-256 encryption

OAuth 2.0

JWT

Map Your Payments Strategy with Industry Experts

Partner with a payments app development company with 14 years of experience and 300+ successful projects, delivering secure, scalable payment solutions that drive your business growth and innovation.

fintech app development
FAQ

Frequently Asked Questions

The development timeline varies based on app complexity, required features, and integrations. Typically, building a secure, fully functional payment app takes between 3 to 6 months, including design, development, testing, and deployment.

We support a wide range of payment methods including credit and debit cards, UPI, digital wallets like Paytm or Google Pay, net banking, and direct bank transfers. This ensures your app can cater to diverse user preferences.

Yes, we develop payment apps with multi-currency support that allow seamless international transactions. Users can make payments and receive funds in various currencies, with automatic currency conversion options included.

Our apps are built with scalable, cloud-based architectures and undergo rigorous load testing. This ensures the app performs reliably and processes large volumes of transactions quickly, even during peak usage times.

We develop native payment apps for iOS and Android, as well as cross-platform apps using frameworks like React Native. We also build responsive web payment solutions to maximize your user reach.

Our team has expertise integrating payment apps with core banking systems, payment gateways, KYC providers, and other third-party APIs to enable seamless transactions and data synchronization.

We offer comprehensive post-launch support including app maintenance, performance monitoring, security updates, feature enhancements, and troubleshooting. This ensures your payment app remains reliable and up-to-date with evolving user needs.