EngineerBabu Blogs

Your payment gateway is the tool that connects your business to banks and payment networks, enabling customers to pay using cards, UPI, wallets, or other

From customer onboarding to credit risk assessment, financial services are being reimagined with the help of generative AI. What started as a tool for content

Every major innovation in finance, from mobile banking to instant payments, has one thing in common. Can you guess it? A solid technology backbone. The

Gone are the days when banking meant long queues, paper-heavy processes, and frustrating call center loops. Today, AI is rewriting the rules of engagement, bringing

Imagine buying a $200 pair of sneakers today and paying for them in four interest-free installments without breaking a sweat. That’s the power of Buy

Traditional banks were never built for speed. They were built for ledgers, filing cabinets, and closing at 5 PM. But today’s customer expects real-time transfers,

In 2023, regulatory fines against fintechs exceeded $5.8 billion globally, with violations ranging from weak AML controls to failure in securing payment data. These weren’t

“Just Venmo me.” This one sentence has become shorthand for how Americans split dinner bills, pay rent, or even tip their dog walker. P2P payment

Zerodha processes over 15 million trades every day. Groww added 2 million new users in just one quarter. And Paytm Money is quietly becoming the

Fintech APIs have quietly become the invisible infrastructure behind everything from budgeting apps to robo-advisors, BNPL platforms, and digital banks. Ask yourself, have you ever